Get paid for every card you put in a wallet.
Share your link. When someone opens a paymantle card and makes their first purchase, you're paid. Every rate is published — no negotiation, no tiers you have to unlock.
The maximum published reward, on the free Lite plan. Rate varies by plan; virtual cards earn less.
You're paid when they spend, not when they sign up.
This is the whole programme in one sentence, and it is the thing most people get backwards. A referral counts once the card is issued and the first purchase settles. Rewards are reversed if that purchase is cancelled, refunded or found to be fraudulent.
- Paid on first purchase, not on sign-up
- Reversed on cancelled, refunded or fraudulent activity
- No sign-up bonus for the person you refer
- Not income, and not an investment return
What each card pays.
Per card, plus an extra on the first card that person is issued. Your plan sets the rate.
| Your plan | Lite | Standard | Premium |
|---|---|---|---|
| Physical card issuedper card + first-card extra | $25 + $25 | $15 + $15 | $10 + $10 |
| Virtual card issuedper card + first-card extra | $5 + $5 | $3 + $4 | $2 + $3 |
| Account opening feesshare of the fee paid | 10% | 20% | 30% |
| Deposit feesshare of the fee paid | 10% | 20% | 30% |
| Payout feesshare of the fee paid | 10% | 20% | 30% |
Card rewards are highest on Lite and lowest on Premium. That is deliberate: Lite is free, so the per-card rate is what makes promoting worth your time. Premium's advantage is in the fee tiers and the 4-hour support SLA, and in the larger share of fee-based rewards.
Three steps, then you're done.
Share your link
Get it from your account. One link, works everywhere.
They open a card
Virtual in seconds, or a physical card shipped worldwide.
They spend — you're paid
The reward lands once their first purchase settles.
Sell the card, not your cut.
The people who earn most from this are not the ones who ask for a favour. They are the ones who point at a problem the card solves.
Start with stablecoin holders
Anyone who complains about cashing out. Crypto deposits are free and the balance is spendable the moment it lands — that is the whole pitch, and they already feel the problem.
Then freelancers paid from abroad
Local USD, EUR and GBP details in their own name, so clients and platforms pay them directly instead of through an intermediary.
Then anyone who travels
No hidden FX markup in 180+ countries, with Apple Pay and Google Pay built in.
Skip the favour ask
A card opened as a favour never gets used, and an unused card pays you nothing. It costs you the referral and costs them nothing to ignore.
Once the card is issued to the person you referred and their first purchase settles. Rewards are reversed if that purchase is cancelled, refunded or found to be fraudulent.
Referral rewards are paid at the rates published on this page and on our pricing page, and are released once the referred card is issued and its first purchase settles. Rewards are reversed on cancelled, refunded or fraudulent activity. Rewards are not income and not an investment return, and we make no forecast of what any promoter will earn. We may change or end the programme, and will publish any change here. paymantle is a financial technology company, not a bank.
Get your link and start.
Free to open. Every rate published on this page.
Download the Android app (APK)